About Us Our professional team of loan specialists will personally assist you in attaining the loan that specifically suits your needs and at the lowest possible rate.
Whether your interest lays in Purchasing, Refinancing, Debt Consolidating, a Reverse Mortgage, FHA, Second Home, Investment Property, or a Stated Income loan - HMBC will guide you every step of the way.
We understand and value the awesome responsibility you have entrusted unto our team of capable loan professionals. Integrity and honesty are at the heart of our business. Our clients’ interests always come first.
As such, we realize that our success is built upon the success of our clients. We take great pride in the professional quality of our work and have an uncompromising determination to achieve excellence in every loan that we have the priviledge to be a part of.
Appointment to keep If you are self-employed, retired, or have an unconventional source of income, You may be concerned about qualifying for a home loan.
At Heritage Mortgage Banking Corp we can keep your paperwork to a minimum by utilizing your choice of many low and no-documentation loan products specifically designed to meet your needs.
Stated Income No debt to income ratios No income / No asset documentation Up to 100% loan to value Flexible loan accounts Chapter 7 and Chapter 13 Bankruptcy programs
Loan Programs
We have programs for clients with perfect to not so prefect credit for: Finance Home Improvements or Repairs Debt Consolidation Meet Emergency Expenses Pay for a Wedding, Child's Education, or Special Purchase First Time Home Buyer FHA Programs
Our Staff
Toby Dattolo - President With over 10 years mortgage lending experience, Mr. Dattolo oversees all areas of compliance and state licensing for Heritage Mortgage Banking Corp. He also plays a key role in investor relations.
Craig Repmann - Vice President Mr. Repmann brings over 15 years of banking and mortgage lending experience and is responsible for the day-to- day operations and marketing within our practice.
James Cicalese - Director of Sales With over 10 years mortgage lending experience, Mr. Cicalese has overseen 1 Billion Dollars in mortgage originations.
Ashley Stanek-Simo - Director of Operations Ms. Simo has over 10 years mortgage lending and banking experience and is responsible for loan quality control and investor relations.
Kelly Muller - Processing Manager Ms. Muller has over 5 years mortgage lending experience. Ms. Muller is responsible for overseeing file production and investor delivery.
Heritage Mortgage Banking Corp NMLS #1205 Licensed Lender State of New Jersey Department of Banking and Insurance, Registered Mortgage Broker, DBA HMBC Superintendent of Banks of the State of New York, Mortgage Lender Commissioner of Financial Regulation State of Maryland, Mortgage Lender and Broker Virginia State Corporation Commission as MC-3873, Correspondent Lender/Broker State of Connecticut Department of Banking, New Jersey Licensed Mortgage Banker. New Jersey Department of Banking and Insurance. New York Licensed Mortgage Broker. Superintendent of Banks. Heritage Mortgage Banking Corp., Connecticut Correspondent Mortgage Lender, Connecticut Department of Banking. Maryland Correspondent Mortgage Lender, Maryland Department of Banking. Commonwealth of Virginia, Licensed Mortgage Lender.
If you are self-employed, retired, or have an unconventional source of income, You may be concerned about qualifying for a home loan. 
