FHA Mortgage Loan Program

What’s an FHA Home Loan?

FHA loans are a great option for those individuals who require non-occupant, co-borrowers, or gifts in attaining down payments. FHA Loans are insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). Since the 1930s, the Federal Housing Administration (FHA) has been an important component of the federal government’s involvement in the national housing and housing finance system.



of millennials opted for Federal Housing Administration mortgages to finance their purchases, well above FHA’s overall market share of 21 percent.

March 2017


For Qualified Borrowers

  • Considers your income, assets, liabilities and credit history
  • Low Down Payment options available
  • Total monthly mortgage payment must not exceed 30% of your gross monthly income
  • Consistent employment for at least two consecutive years and verifiable income

Eligible Properties

  • A family home with 1–4 units
  • A condominium unit
  • A manufactured housing unit built on a permanent foundation


FHA Mortgage Loans are being made available in: New Jersey, New York, Connecticut, Maryland, Virginia

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