VA Home Loan

What’s a VA Home Loan?

VA home loans are extended to service members, veterans, and eligible surviving spouses. This means the VA guarantees a portion of the loan, helping homeownership become a reality through more favorable loan terms. The VA loans guarantees benefits and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.


% of the country’s veteran population are homeowners when compared with just 60% of non-veterans. More veterans own homes than do non-veterans — but only 13% of veterans in the U.S. have ever fully utilized their VA loan benefits.

Dec 2020


For Qaulified Borrowers

  • No Downpayment
  • Favorable Interest Charges
  • No PMI (where PMI is required)
  • Help with fees
  • Adjustable or Fixed Rate Options

Eligible Properties

  • A family home / owner occupied
  • A condominium unit
  • A manufactured housing unit built on a permanent foundation

First Time Homeowner Loans are being made available in: New Jersey, New York, Connecticut, Maryland, Virginia

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