Already in the second month of 2019, and the FHA Down Payment Assistance programs have been announced for each state. These grants and down payment assistance programs are geared to help make the mortgage process more affordable for first-time homebuyers. The rules and benefits vary from state to state so here’s the breakdown for Connecticut, Maryland, New Jersey, New York, and Virginia.
—
Mortgage Assistance for Homebuyers in Connecticut

CHFA Downpayment Assistance Program: The Connecticut Housing Finance Authority (CHFA) offers a Down Payment Assistance Program (DAP) with low interest rates to homebuyers who are eligible for a CHFA first mortgage. This assistance is provided in the form of a supplementary loan with below-market interest rates.
Fairfield Homeownership Assistance Program: The Town of Fairfield in Connecticut offers a federally funded Homeownership Assistance Program to help income-eligible, first-time homebuyers who don’t have the funds needed to cover the down payment or closing costs on a home.
Hamden First-Time Homebuyer Down Payment Assistance Grant: Hamden’s Office of Housing and Neighborhood Development offers eligible applicants a First-Time Homebuyer Down Payment Assistance Grant. Under this program, qualified individuals receive up to $5,000 in matching funds in down payment assistance.
HouseHartford Homebuyer Assistance Program: The HouseHartford Homebuyer Assistance Program was created in an effort to increase homeownership opportunities in the City of Hartford. It offers low and moderate-income homebuyers down payment assistance up to a maximum of $40,000.
Statewide Downpayment Assistance Program: The Housing Development Fund and the Connecticut Department of Housing recognize that though many individuals can afford monthly mortgage payments, they don’t have down payment funds available. To help with this issue, they initiated the Statewide Downpayment Assistance Program.

—
Financial Assistance for Homebuyers in [...]